Terms and Conditions

1. Introduction

Welcome to guilddividend.com (“we”, “our”, or “us”). These Terms and Conditions (“Terms”) govern your access to and use of the services, information, and functionality provided through our website, guilddividend.com (the “Service”). By using the Service, you agree to be bound by these Terms. Please read them carefully.

2. Definitions

– “Service” refers to the features, tools, web pages, content, and all related functionality offered through guilddividend.com.
– “User” refers to any individual or entity accessing or using the Service.
– “Content” includes all information, text, graphics, images, video, software, and other material available on or through the Service.
– “Account” means a registered profile created by a User to access certain features or functionalities of the Service.

3. Acceptance of Terms

By accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you must not use the Service.

4. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Service constitutes your acceptance of any revised Terms. It is your responsibility to review the most current version of these Terms regularly.

5. Use of Services

Eligibility
You must be at least the age of majority in your jurisdiction to use the Service. By using the Service, you represent and warrant that you meet this requirement.

Account
To access certain features of the Service, you may need to register for an Account. You agree to provide accurate, complete, and current information during registration and to update your information as needed. You are responsible for maintaining the confidentiality of your Account credentials and accept responsibility for all activities that occur under your Account.

Prohibited Activities
You agree not to use the Service to:
– Violate any applicable law or regulation;
– Infringe upon or violate our intellectual property rights or the rights of others;
– Engage in unauthorized scraping, harvesting, or data extraction;
– Transmit any viruses, malware, or other harmful code;
– Interfere with or disrupt the integrity or performance of the Service;
– Attempt to gain unauthorized access to any portion of the Service, or our servers or systems.

6. Intellectual Property

All intellectual property rights in the Service and Content are owned by or licensed to us. Unauthorized use, copying, reproduction, distribution, or modification of any Content is strictly prohibited. You are granted a limited, non-exclusive, non-transferable license to access and use the Service solely for your personal, non-commercial use.

7. User-Generated Content

If you submit, upload, or otherwise provide any content through the Service, you grant us a non-exclusive, worldwide, royalty-free, perpetual license to use, reproduce, modify, adapt, publish, and display such content for the operation and promotion of the Service. You represent and warrant that you have all rights necessary to grant this license and that your content does not infringe any third-party rights or violate any laws.

8. Privacy Policy

Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and disclose personal information. By using the Service, you consent to our collection and use of personal information as outlined in the Privacy Policy, available on guilddividend.com.

9. Third-Party Services

The Service may contain links or access to third-party websites, products, or services that are not owned or controlled by us. We are not responsible for the content, policies, or practices of any third-party services. Your interactions with any third parties are solely between you and the applicable third party.

10. Disclaimers and Liability

The Service and all Content are provided “as is” and “as available,” without warranty of any kind, either express or implied. We do not guarantee the accuracy, reliability, or completeness of any Content. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

We are not liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service, even if we have been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify, defend, and hold harmless guilddividend.com, its affiliates, officers, agents, employees, and partners from and against any claims, liabilities, damages, losses, costs, or expenses (including legal fees) arising out of or in connection with your use of the Service, your violation of these Terms, or your violation of any rights of another.

12. Termination

We reserve the right, in our sole discretion, to suspend or terminate your access to the Service at any time and for any reason, without notice. Upon termination, your right to use the Service will immediately cease, and any provisions of these Terms which by their nature should survive termination will so survive.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which we operate, without regard to its conflict of law principles. You agree that any legal action or proceeding related to your use of the Service shall be brought exclusively in the applicable courts of that jurisdiction.

14. Miscellaneous

Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and us concerning the use of the Service and supersede any prior agreements or understandings.

Severability
If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall remain in full force and effect.

Waiver
Our failure to enforce any provision of these Terms shall not be deemed a waiver of such provision or any other provisions.

15. Contact Info

For questions about these Terms, contact us at [email protected].