Terms and Conditions – GuildDividend.com

Introduction
These Terms and Conditions govern your use of GuildDividend.com and its associated services. By accessing or using our platform, you agree to be bound by these terms.

Definitions
“Service” refers to GuildDividend.com
“User” means any individual or entity accessing or using the Service
“Content” includes text, images, data, and materials on the platform
“Account” means a registered user profile on GuildDividend.com

Acceptance of Terms
By using GuildDividend.com, you acknowledge that you have read, understood, and agree to these Terms and Conditions. If you disagree with any part, you must not use our service.

Changes to Terms
GuildDividend.com reserves the right to modify these terms at any time. Changes become effective immediately upon posting. Continued use of the service constitutes acceptance of modified terms.

Use of Services
Eligibility
Users must be at least 18 years old and capable of forming legally binding contracts. Business entities must be legally registered in their jurisdiction.

Account Responsibilities
Users are responsible for maintaining account security and confidentiality. You must provide accurate information and promptly update any changes.

Prohibited Activities
Users may not:
– Engage in fraudulent activities
– Submit false information
– Interfere with platform operations
– Violate intellectual property rights
– Share access credentials
– Use automated systems without authorization

Intellectual Property
All content, trademarks, and materials on GuildDividend.com remain our exclusive property. Users receive a limited license to access and use the service as intended.

User-Generated Content
By submitting content, you grant GuildDividend.com a worldwide, royalty-free license to use, modify, and distribute such content. You retain ownership of your content.

Privacy Policy
Our privacy practices are governed by our Privacy Policy, incorporated by reference into these terms.

Third-Party Services
We may integrate third-party services. Their use is subject to respective terms and conditions. GuildDividend.com is not responsible for third-party services.

Disclaimers and Limitation of Liability
Services are provided “as is” without warranties. GuildDividend.com is not liable for indirect, incidental, or consequential damages arising from service use.

Indemnification
Users agree to indemnify GuildDividend.com against claims arising from violations of these terms or applicable laws.

Termination
We reserve the right to terminate or suspend accounts for violations. Users may terminate their account at any time by following proper procedures.

Governing Law and Dispute Resolution
These terms are governed by applicable laws. Disputes shall be resolved through mediation before pursuing legal action.

Miscellaneous
Entire Agreement
These terms constitute the complete agreement between users and GuildDividend.com regarding service use.

Severability
If any provision is deemed invalid, remaining provisions remain in effect.

Waiver
Failure to enforce any right or provision does not constitute waiver.

Contact Information
For questions about these terms:
Email: [email protected]
Address: [Company Address]
Phone: [Company Phone]